North Dakota Insurance Reserve Fund (NDIRF) is a member-owned, not-for-profit risk pool that provides insurance and risk services exclusively to North Dakota political subdivisions (local government entities).
Established in 1986, NDIRF was formed to address coverage gaps for North Dakota public entities. It serves nearly 2,600 member-owners, including cities, counties, school districts, and other local governmental entities.
NDIRF supports members through coverage program administration and in-house claims services, along with risk management resources for public-entity operations.
Key coverages and services include liability coverage, auto coverage, public assets coverage, and additional coverage categories such as Fire & Tornado and the Bonding Fund, along with claims resolution and risk management support.
Features & Services
- Non-profit, member-owned risk pool model
- Serves North Dakota political subdivisions exclusively
- Coverage program administration for member local governments
- Liability coverage
- Auto coverage
- Public assets coverage
- Fire & Tornado coverage category
- Bonding Fund coverage category
- In-house claims services and claims resolution
- Risk management resources
- Liability/property hazard surveys
- Online training offerings
This business description is based on publicly available information and has not yet been verified by the business owner.
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